Oregon · HB 2540 · 2025Enacted

Direct Payments Credit Toward Deductibles

Requires direct payments for care to count toward a patient's insurance deductible.

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Requires health plans to cover nonopioid pain management options so patients and doctors have alternatives to opioid prescriptions.

Requires health plans to cover fertility testing and treatment, expanding access to reproductive care.

Requires insurers to spend at least 90% of premiums on actual medical care rather than overhead or profit.